economyDevelopingUpdated 11 h ago · since 21 Sept 2026

Industrial Bank of Korea lowers mortgage and jeonse loan interest rates

According to Maeil Business Newspaper, Industrial Bank of Korea (IBK) will expand its right to discount loan rates for new mortgage and jeonse loans, potentially lowering interest rates by up to 0.7 percentage points. The move follows the government's easing of household lending total caps under the 8.13 real estate measures, and it entails resuming lending activities and relaxing loan handling restrictions.

1 source1 country1 article1 independent outletsSource strength 22/100 ⓘIndustrial Bank of Korea
Industrial Bank of Korea lowers mortgage and jeonse loan interest rates
coda.news analysis

Key facts

  1. 01IBK will extend the right to discount rates for new on-site mortgage and jeonse loans starting from the 22nd.
  2. 02The maximum rate reduction is up to 0.7 percentage points.
  3. 03The move aligns with the easing of household lending total caps under the government's 8.13 real estate measures and involves relaxing loan handling restrictions.
  4. 04Lending activities are being resumed as part of the policy shift.

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